CFP Certified Financial Planners
Over 340 million under management*
Serving investors with over 500k*
Questions? Give us a call
(877) 458-1093
CFP Certified Financial Planners
Over 340 million under management*
Serving investors with over 500k*
Questions? Give us a call
(877) 458-1093
CMG Wealth Management can help you achieve your investment goals
We've helped hundreds of clients reach their goals through:
340,000,000
Assets under management for private investors*
*As of 7/1/2024, CMG Wealth Management had an accumulated 340 million dollars under management.
340,000,000
Assets under management for private investors*
*As of 7/1/2024, CMG Wealth Management had an accumulated 340 million dollars under management.
Financial Planning in four crucial steps
Investment
Management
Build, manage, and grow your wealth with tailored investment strategies designed for success
Learn more >Tax & Benefit
Optimization
Reduce your tax burden and optimize benefits like Social Security and Medicare
Learn more >Income &
Expense Planning
Ensure your income supports your lifestyle, so you can enjoy retirement stress-free
Learn more >Legacy &
Estate Planning
Create a plan to protect your assets and leave a lasting legacy for your family or charity
Learn more >A boutique office experience
Who we are
CMG Wealth Management was founded by James Pacholek and Stephen Engels with a clear vision: to create a financial advisory firm that puts clients first. After years of working at large discount brokerages and witnessing their shortcomings,
they set out to offer a better experience.
At CMG Wealth Management, you're more than just a number in an advisor's busy schedule. You work with a dedicated, local team committed to understanding your unique goals. Forget 1-800 numbers—you'll always have direct access
to trusted professionals.
In addition, CMG provides clear exit strategies for turbulent markets. Instead of riding the market down and hoping for recovery, James and Stephen have developed proactive approaches to help minimize avoidable losses. While no
one can predict the future, staying passive during a downturn isn't a strategy.
With CMG, you're empowered to navigate volatility with confidence and purpose. Lead by Stephen and James, the team at CMG puts you in good hands.
Stephen Engels
Founder & Certified Financial Planner
James Pacholek
Founder & Certified Financial Planner
Proudly Partnered With:
Stephen Engels
Founder & Certified Financial Planner
James Pacholek
Founder & Certified Financial Planner
Experience High Touch Client Service From Day One
Don't Fear Retirement.
Enjoy It.
Authored by CMG Wealth Management
Free Retirement
E-Book
Retirement should be a time of confidence, not concern. In this free eBook, we share five simple yet powerful strategies to help you navigate your retirement years with financial clarity and peace of mind. Whether you're just starting
to plan or already retired, these insights can help you make informed decisions about your investments, income, and legacy.
In this book we cover how to:
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*by signing up you agree to NOT use these updates as financial advice. These are intended to provide some insight to CMG Wealth Management's market. Please consult a financial advisor before any financial decisions.
Our Market Strategy
An insight into CMG Wealth Managements Active Market Strategy Approach
step 1
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Asset Allocation
We analyze market trends and economic indicators to develop a personalized strategy that diversifies your portfolio across asset classes for optimal growth and risk management.
Click to explore
A well-structured portfolio isn’t just about diversification—it’s about intentional balance. Spreading assets across different investments can reduce risk, but effective asset allocation goes a step further by ensuring each component plays a role in achieving long-term financial stability.
Think of a well-engineered bridge. It’s built with different materials, each selected for its strength, flexibility, and ability to withstand changing conditions. In the same way, an investment portfolio should be constructed with a mix of assets that can perform across various market environments, adapting when necessary to maintain stability.
At CMG, asset allocation is not a set-it-and-forget-it approach. We analyze market cycles, economic shifts, and risk factors to maintain a portfolio that balances protection with opportunity. By strategically adjusting allocations, we help investors navigate uncertainty while staying focused on long-term growth.
step 2
Risk Management
We employ disciplined techniques, including careful position sizing and protective measures like stop-loss orders, to limit potential losses and safeguard your investments.
Click to exploreRisk is an inherent part of investing, but managing it effectively is what separates a reactive strategy from a resilient one. The key isn’t to avoid risk altogether—it’s to understand, measure, and mitigate it in a way that aligns with long-term financial goals.
Imagine driving on an unpredictable road. Some drivers ignore changing conditions, while others adjust their speed, check their surroundings, and navigate carefully. The goal isn’t to stop moving—it’s to stay in control. Similarly, risk management isn’t about avoiding volatility; it’s about making informed adjustments to stay on course.
At CMG, risk management is built into every aspect of our investment process. By evaluating market conditions, economic shifts, and portfolio exposures, we take a proactive approach to reducing unnecessary risk while maintaining the potential for growth. Rather than reacting to uncertainty, we plan for it—ensuring a steady and disciplined path forward.
step 3
Exit & Re-Entry
Our proactive roadmap directs us to exit positions during downturns and re-enter as conditions improve, ensuring a dynamic approach that avoids a passive buy-and-hold strategy.
Click to exploreThey say you can't time the markets, and they’re absolutely right in the short term. However, recognizing extremes in valuation and secular excess creates an opportunity to adapt—an approach that can protect and maximize wealth.
Imagine two ships, both warned of an impending storm. One chooses to sail directly into it, while the other navigates a strategic detour. Which vessel is more likely to emerge unscathed on the other side? While remaining invested through market fluctuations is a prudent approach, blindly enduring avoidable losses is not a strategy—it’s a risk.
While a long-term moving average is just one of many tools in CMG's Exit and Re-Entry strategy, it can be an effective one. Additional indicators include secular trends, political events, and other key market factors.
step 4
Monitoring & Adaptation
We continuously review and adjust your portfolio to align with evolving market conditions and your financial goals, ensuring ongoing protection and growth.
Click to exploreMarkets are constantly evolving, and a successful investment strategy isn’t set in stone—it requires continuous monitoring and the ability to adapt when conditions change. Staying informed and making data-driven adjustments can mean the difference between simply reacting to the market and proactively positioning for success.
Think of a pilot navigating a long flight. Weather patterns shift, wind speeds change, and unexpected turbulence can arise. A skilled pilot doesn’t just set a course and hope for the best—they make ongoing adjustments to ensure a smooth and efficient journey. Investing requires the same level of attentiveness and adaptability.
At CMG, we don’t believe in a passive, one-size-fits-all approach. We continuously assess market trends, economic indicators, and portfolio performance, making calculated adjustments when necessary. By staying engaged and responsive, we help ensure that investment strategies remain aligned with long-term objectives, no matter how the financial landscape shifts.
Your Next Step to Financial Confidence
When you work with CMG Wealth Management, you'll receive: